Buying health insurance as a self-employed individual can pay off in the long run. When choosing a plan, make sure you get the benefits you need for you and your family. Depending on your circumstances, a high-deductible health plan (HDHP) can lower costs and pair with a health savings account (HSA) to make tax-free medical payments.
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Some may find it pays to keep their benefits relatively separate from their partner’s, while others could save significantly by analyzing costs
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Individual taxpayers may be able to claim medical expense deductions on their tax returns. However, the rules can be challenging, and it can be difficult to qualify. Here are five points to keep in mind.
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It seems like open enrollment just ended, didn’t it? Time is certainly flying as the world begins to open up again, but now that we’re halfway through 2021, it’s time to start prepping for one of the most major events of the year: Open Enrollment.
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Financial assistance to buy health insurance on the Affordable Care Act (ACA) Marketplaces is primarily available for people who cannot get coverage through a public program or their employer. Some exceptions are made, however, including for people whose employer coverage offer is deemed unaffordable or of insufficient value.
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An insurance broker acts as an intermediary between you and an insurer. Armed with both your background and their insurance know-how, they can find a policy that best suits your needs for a reasonable price.
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Do you feel that you’re spending too much on healthcare and health insurance, more specifically? If so, we’re here to help. Listed below are five of the most effective ways you can reduce your healthcare cost while still getting the kind of treatment and coverage you need.
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While a solid skincare routine is important all year round, as we enter into the summer months, it becomes even more important to be sure you are protecting your skin from the sun, but also keeping it healthy. According to skincancer.org, more than 9500 people are diagnosed with skin cancer every day. Early detection of skin cancer is important. If you have a history of skin cancer in your family, be sure to get checked at least annually. Skin cancer can affect all ages and races.
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Now that you know more about why your health insurance might be more expensive than you’d like, let’s get into the strategies you can use to reduce your costs and keep more money in your bank account. Here are five tips that can help just about anyone save money on health insurance.
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In an effort to curb the rapid spread of the coronavirus, the federal government has invested billions of dollars in the research and development of the Covid-19 vaccine. And to ensure wide-scale immunization, the federal government has purchased millions of multiple Covid-19 vaccine doses and distributed them to providers for free, who will then administer to individuals.
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World Kidney Day is a global health awareness campaign focusing on the importance of the kidneys and reducing the frequency and impact of kidney disease and its associated health problems worldwide. World Kidney Day is observed annually on the 2nd Thursday in March.
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Freelancers currently account for 36 percent of the U.S. workforce. Of those who work on a freelance basis, a significant portion of them are uninsured. According to the latest reports, as much as 35 percent do not have health insurance. Are you part of this group? Do you want health insurance but think you can’t afford it? The good news is that there are lots of insurance options out there that are more affordable than you may have initially thought.
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When it comes to the workplace, employees play a crucial part in a company’s success. Many employers want to keep them safe and healthy, so workers can continue being productive. One of the ways to do this is by offering coverage for health care.
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Taking good care of your teeth, gums or just your mouth in general is great for your oral health. It can reduce things like bad breath and gum disease. Not brushing or flossing regularly can leave plaque building up on your gumline and even between your teeth.
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With Open Enrollment just around the corner, we thought it important to share a few tips to help you navigate the landscape that is healthcare. Below are some of the most common questions we get from our clients and potential clients.
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Medical problems contributed to 66.5% of all bankruptcies, a figure that is virtually unchanged since before the passage of the Affordable Care Act (ACA), according to a study published as an editorial in the American Journal of Public Health. The findings indicate that 530,000 families suffer bankruptcies each year that are linked to illness or medical bills.
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We get asked a lot about whether you NEED to use a broker or insurance agent to get health insurance. While you might not need one, you should use a broker. Read on to learn more
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Some employers offer a limited amount of life insurance completely free of charge, so why not take it? The amount they offer, though, typically isn’t enough to cover the full amount of life insurance you may need in the event that something happens to you.
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If you’ve recently become unemployed or uncovered for insurance, it’s worth noting that open enrollment for ACA-compliant health insurance coverage for 2021 is coming up right around the corner. The enrollment is starting November 1, and it will run through December 15, 2020. Some people may qualify for enrollment even earlier, depending on their situation. Given the state of the world under threat of Covid-19, it’s important for you to check to make sure that you explore all possibilities for coverage. Here’s some information on how you can do that.
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