3 Ways to cut Health Care Costs

Here are three innovative ways to cut health care costs:

Reference-based pricing

Core Value is a reference-based pricing group health benefit plan, which can get you on the right track to help lower your health care costs. Core Value pays benefits based on a multiple of the Medicare reimbursement rate, regardless of the amount charged by the provider.

​​​​​​​Provider match resources

Researching health care providers can help save on costs and empower patients to select the provider that best fits their needs. With a Self-Funded Program, members have multiple ways to search and explore provider options such as Smart Match, Healthcare Bluebook, or network search tools.

​​​​​​​Prescription Benefits

Third-party pharmacy benefit managers, or PBMs, manage prescription drug benefits so plan members pay a fair, pre-negotiated amount for their prescriptions that can save you on health care costs. Health benefit plans are available including access to a pharmacy benefit manager to help keep your Rx costs under control.

My Approach

I shop all available options to meet your needs best. As I mentioned, I don’t work for any insurance company – I work to find the most comprehensive and affordable solutions for you. I’ll present options to help you prepare for open enrollment and help you navigate any changes in qualifying circumstances.

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Ruth Neuenschwander
Your local health Insurance Broker

Mobile 513 773 5959