Local Health Insurance Broker

My Passion

I started my business to help self-employed individuals and small businesses to find affordable health insurance. I offer major medical, dental, vision, short-term, no-deductible, foreign travel, a variety of supplementals, and more.

You may be surprised at the number of options I have available. My services don't end at the in effect date. There is no cost to you for my services. As an independent agent, I represent you, not insurance companies.

 

My Job

I am here to educate you and help you to understand the process and which options are most suitable for you so that you to make an informed decision. 

As a licensed professional, I’ve received comprehensive Health Care Reform certifications in Ohio. I’m also accredited in state health care insurance, vision, dental and life insurance for individuals age 18 to 64, families, and groups.


 

I offer many nation-wide carriers including these listed here.

Contact me for a free quote.

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My Approach 

 

I explore available options to best meet both individual and business needs. As I mentioned, I don't work for any one insurance company –  I'll present options to help you prepare for open enrollment and help you navigate through this complex process.

I work to minimize premiums and reduce deductibles and copayments. I help eliminate rising deductibles and out of pocket expenses with overriders, accident fixed indemnity.

If you're a business owner concerned about the rising cost of employee healthcare, we have options that could reduce your employee cost, and even reduce or eliminate your healthcare expenses.

The goal in today's complex, ever-changing healthcare environment depends upon your needs.

I offer a total package of supplemental benefits: disability, dental, vision, accident, critical illness and life insurance, as well as traditional group and self-funded group plans.

My services are free and don't end when your policy begins. I'm in your corner when you need help or have questions regarding your plan.

 
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 What people are saying about their experience

Ruth is great. She really cares about my concerns and she found the best way to help me!!
Ruth is really amazing and her time in person with me was very valuable!!!
I strongly recommend her..
— Marina Stella
Ruth was very helpful and thorough with looking into the best options for us. Her Information was detailed and at competitive rates. She has since helped us out a few times with questions from our side in a very professional manner
— Pascal Gartmann
Ruth proved to be extremely helpful when faced when we were faced with navigating the confusing business of finding personal health care. Ruth removed the stress and presented us with a plan perfect for our needs Ruth was diligent, thoughtful and responsive. We could not be more pleased.
— Steven Juenger
 

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